Only 1.6% of Americans have a credit score of 850, which is a perfect score. The rest have scores that range from bad to good. What is your score? If it's less than you want it to be, you could work on fixing it. The best way to fix your credit score is through credit repair services. Have you heard of these ...

When you're in a desperate situation looking to improve your credit, it can be tempting to turn to the many credit repair companies that have sprung up. But do they work? The answer is yes and no. Credit repair services will help you get on the right track with some of your bad debt by negotiating lower monthly payments or ...

Credit cards are one of the most common pieces of plastic you'll ever see. So common that over 253 million Americans has at least one. However, credit cards are built on the idea that people make financial mistakes, which they certainly do. Luckily, that doesn't have to be you. Let's talk about some of the most common credit mistakes and how you can ...

The average American has $90,460 in debt when you look at all types of consumer debt products, including mortgages, personal loans, student loans, and credit cards. Generationally, Gen X carries the highest debt load while the youngest adult generation, Gen Z, carries the lowest. Debt has increasingly become a necessary part of most people's financial planning and health. In order to take ...

Bankruptcy is a nuclear option though it's sometimes a necessity. You'll find your credit score bottomed out upon completion of your bankruptcy. It will likely cause a shock but do know this is temporary. Yes, a bankruptcy will linger on your account for a decade. And yes, it will make certain goals like getting ...