Credit File Diagnostic Review
You selected Credit File Diagnostic Review. This is the package explainer page. Review what it is, what it is not, and what Pinnacle needs before any payment path is opened.
People who are not sure whether they need a toolkit, self-directed program, or full done-for-you engagement and need Pinnacle to inspect the facts first.
What this package is built to do.
A front-end diagnostic path that identifies what is blocking approval and whether the issue is realistically challengeable.
Price path: No payment before file context is reviewed. Pinnacle does not want blind checkout behavior here. The file has to be understood first.
What is included
- Intake questions about goal, deadline, file type, and prior repair attempts.
- PDF report package upload for current bureau reports and supporting documents.
- Scheduling path for the preliminary review call.
- Clear next-step recommendation after the file is understood.
What this is not
- A paid repair engagement by itself.
- A guarantee of removal, score increase, approval, or timeline.
- A replacement for source credit report documents.
Why qualification matters
- Keeps the buyer out of the wrong package.
- Routes complex files to the correct review process.
- Creates the cleanest compliance path before payment.
The explanation should live here before checkout.
This section is built for Andre’s package video. Until that video is recorded or the official YouTube link is supplied, this page uses a written briefing so the funnel can go live without waiting on production.
Embed the official Pinnacle YouTube explainer here. Do not use unrelated videos.
Case study video
Slot for a verified client-result video from the official channel.
Mortgage file
Slot for a high-intent approval or denial-reversal story.
Complex file
Slot for a charge-off, late-payment, or collection case study.
Reports first. Call second. Payment only after fit.
Upload current Experian, Equifax, and TransUnion PDFs when available. For the best diagnosis, include at least six months of backdated Credit Karma report-history PDFs.
If bureau reports are not ready, use AnnualCreditReport.com, save the reports as PDFs, then return here.
No blind checkout.
The checkout step is intentionally gated. A report package and preliminary call are mandatory before payment is accepted.
This protects the client from buying the wrong thing and protects Pinnacle from taking on files that should not be accepted.
Upload the report package
Send current bureau PDFs, six months of Credit Karma history PDFs when available, and supporting documents. Pinnacle receives an email notification when the package is submitted.
Questions before submitting?
Can I pay immediately?
No. This package path requires intake, PDF reports, and the preliminary call before payment instructions are provided.
Do I upload Credit Karma credentials?
No. Do not submit usernames or passwords through this page. If account access is needed, Pinnacle will confirm the secure handoff directly during the scheduled consultation.
Are results guaranteed?
No. Pinnacle can evaluate accuracy, completeness, documentation, and dispute posture. It cannot guarantee removals, score changes, approvals, or timelines.
What happens if the file is not a fit?
Pinnacle may decline the engagement or recommend a different path. The review comes before payment so the wrong package is not sold.