Maximum Possible Accuracy
Maximum possible accuracy is the FCRA 607(b) standard requiring credit bureaus to follow reasonable procedures to assure reported information is as accurate as possible.
Why it matters in credit repair
It is the benchmark against which reporting errors are measured. Cross-bureau inconsistencies and internally contradictory data may indicate this standard was not met.
How it appears on a credit report
It is a legal standard, evidenced by the accuracy of the reported data rather than shown as a field.
Example
An account showing a status of both "paid" and "collection" across bureaus is documented as falling short of maximum possible accuracy.
Common misunderstanding
Consumers sometimes read it as a guarantee of perfect data. It is a reasonableness standard, applied with attention to materiality.
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